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Loan Math Rapid-Fire

National · Real Estate Math — free cheat sheet for the real estate licensing exam.

🧮 Real Estate Math

📋 The 1-minute cheat sheet

Monthly interest = balance × annual rate ÷ 12
LTV = loan ÷ value; down % = 100% − LTV%
Points cost = loan × points%; 2 pts on $200k = $4,000
Debt-to-income = monthly debts ÷ gross monthly income
PITI = principal + interest + taxes + insurance (the full payment)

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The T-Bar — Solve Any Percent ProblemNational Prorations — Who Owes WhomNational Transfer Tax & Doc StampsNational Area & Acreage — The Magic NumbersNational Net to Seller & Percent ChangeNational Solving Prorations Step by StepNational Depreciation Math (Straight-Line)National Interest Problems Forward & BackwardNational

Questions students ask

Is Loan Math Rapid-Fire on the real estate exam?

Yes. Real Estate Math is a scored domain on the real estate licensing exam, and this topic appears in the national portion.

Is this cheat sheet free?

Yes — every page on CinnaPrep's resource library is free to read, print and share. The app adds practice questions, mock exams and a readiness score.

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