Home Inspections vs Warranties

A HOME INSPECTION is a visual, non-invasive examination of systems and structure performed for the BUYER before closing — it reports condition, not value (that's the appraisal) and not code compliance (that's the building department). Buyers should attend; agents should provide names of several inspectors, not just one favorite. A HOME WARRANTY (residential service contract) is insurance-like coverage for systems and appliances that fail AFTER closing, often paid by the seller as a sweetener. Neither substitutes for the seller's disclosure duties, and an inspection contingency — not the inspection itself — is what gives the buyer negotiating leverage.