Encumbrances — The Family Tree

National · Property Ownership & Land Use — free cheat sheet for the real estate licensing exam.

🏘️ Property Ownership & Land Use

📋 The 1-minute cheat sheet

Encumbrance = ANY burden on title (money or non-money)
Liens (money): tax, mortgage, mechanic's, judgment
Non-money: easements, encroachments, deed restrictions, licenses
Priority: property-tax & special-assessment liens jump the line
Everything else usually ranks by recording date — 'first in time, first in right'

Is Encumbrances — The Family Tree on the real estate exam?

Yes. Property Ownership & Land Use is a scored domain on the real estate licensing exam, and this topic appears in the national portion.

Is this cheat sheet free?

Yes — every page on CinnaPrep's resource library is free to read, print and share. The app adds practice questions, mock exams and a readiness score.